Shared Interest Classic* Student Visa Credit Card

Student Visa

Our Shared Interest Classic* Student Visa card gives you convenience, reliability and rewards. Earn one My Visa Rewards Plus1 point for every $2 you spend on the card. There's no annual fee and your points are redeemable for travel, merchandise and charitable donations. Plus, every time you use your card, Citizens Bank will donate 10 cents to support not-for-profit initiatives worldwide through the Shared Interest Fund. To qualify, you must be enrolled full-time at a recognized post-secondary institution, be of legal age and have a minimum annual income of $600.

Option Annual Fee My Visa Rewards Plus Rate Grace
My Visa Rewards Plus $0 Yes 19.5% 21 days

Shared Interest Classic* Student Visa credit card offers you:

  • One My Visa Rewards Plus point for every $2 you spend on the credit card – redeemable for travel (with no blackouts or mandatory Saturday night stays), merchandise and charitable donations.
  • Double points every time you purchase travel on your Citizens Bank Shared Interest Visa through myvisarewardsplus.com or the My Visa Rewards Plus Travel Headquarters.
  • Extended Warranty and Purchase Security Insurance on almost everything you purchase.2

Visa Credit Card Benefits:

  • Worldwide acceptance anywhere you see the Visa symbol
  • 24-hour cash advances through any ATM machine displaying the Visa symbol
  • Emergency card and cash replacement services3
  • Zero cardholder liability3
  • Up to $200,000 of Travel Accident Insurance2
  • Visa Chip and PIN technology3

1My Visa Rewards Plus is only applicable to Citizens Bank Shared Interest Classic and Gold Visa cards that earn My Visa Rewards Plus points.
2Certain limitations, conditions, restrictions and exclusions apply to all Citizens Bank Visa card insurance coverage. You will receive copies of insurance certificates that describe the insurance or coverage in more detail. The insurance coverage is subject to change or cancellation without notice. Purchase Security and Extended Warranty Insurance is underwritten by Elite Insurance Company, Travel Accident Insurance is underwritten by Chubb Insurance Company of Canada, and Auto Rental Collision and Loss Damage Insurance is underwritten by Royal and SunAlliance Insurance Company of Canada.
3 Not applicable to Citizens Bank Reloadable and Prepaid Visa products.


*Visa Int. /Citizens Bank of Canada, Licensed User.
™ Shared Interest is a registered trademark of Citizens Bank of Canada.